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Licensed Money Lender

Since 2010, H&PCredit  has been Singapore’s leading licensed and most trusted moneylender. We provide an extensive selection of financial solutions to all our customers. Among the loan services we offer are foreigner loans, business loans, payday loans, and personal loans. These all come with a flexible repayment plan and a competitive interest rate. Most importantly, our loan packages are foreigner applicable and low income applicable to meet your specific needs.

H&PCredit is a licensed and approved company recognized by the Registry of Moneylenders in Singapore. Thus, we can legally run our business and provide loans to Singaporeans, Permanent Residents and foreigners who are in need of instant cash flow.

Our aim is to give you the money you want, when it’s needed, whether you have a sudden emergency that has set you back financially or if you want a boost to help kick start your future plans. Put simply, we cater for individuals with different financial situations, whether you have a good credit report or one where other lenders are unwilling to offer you a loan, we want to help.

We have built our business on solid principles by offering a fair and transparent service, and, as a reputable lender, we make sure you can afford your repayments. Depending on the amount, we offer unsecured loans so you don’t need to secure an asset like your house or car against the loan. You don’t need a guarantor either as we work hard to provide you with the money you need at a rate you can afford.

Information You Should Know On Borrowing:

Minimum Period For Repayment From 1 months (30 Days Onward)
Maximum Period For Repayment Up to 18 months
Minimum Annual Percentage Rate (APR) 12% per annum
Maximum Annual Percentage Rate (APR) Up to 36% per annum on reducing interest rate

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